Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 20,853,000 | 20,484,000 | 20,797,000 | 21,037,000 |
| Total loans | 11,528,000 | 11,727,000 | 12,393,000 | 12,153,000 |
| Allowance for loan losses | 238,000 | 238,000 | 238,000 | 238,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,285,000 | 7,195,000 | 7,144,000 | 7,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,213,000 | 18,847,000 | 19,129,000 | 19,363,000 |
| Interest-bearing deposits | 17,749,000 | 17,419,000 | 17,650,000 | 17,825,000 |
| Noninterest-bearing deposits | 1,464,000 | 1,428,000 | 1,479,000 | 1,538,000 |
| Equity capital | 1,535,000 | 1,545,000 | 1,579,000 | 1,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 516,000 | 787,000 | 1,056,000 |
| Interest expense | 105,000 | 202,000 | 294,000 | 380,000 |
| Net interest income | 156,000 | 314,000 | 493,000 | 676,000 |
| Noninterest income | 6,000 | 11,000 | 16,000 | 22,000 |
| Noninterest expense | 119,000 | 275,000 | 414,000 | 547,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 50,000 | 95,000 | 151,000 |
| Income tax | 13,000 | 10,000 | 21,000 | 37,000 |
| Net income | 30,000 | 40,000 | 74,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,535,000 | 1,545,000 | 1,579,000 | 1,619,000 |
| Total capital | 1,689,000 | 1,703,000 | 1,743,000 | 1,783,000 |
| Risk-weighted assets | 12,233,000 | 12,595,000 | 13,082,000 | 13,048,000 |