Call reports 2008
FARMERS STATE BANK — 2008
What FARMERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,801,000 | 21,628,000 | 19,983,000 | 19,382,000 |
| Total loans | 11,559,000 | 11,748,000 | 11,627,000 | 11,650,000 |
| Allowance for loan losses | 233,000 | 233,000 | 233,000 | 233,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,525,000 | 6,175,000 | 7,075,000 | 6,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,185,000 | 19,989,000 | 17,155,000 | 17,708,000 |
| Interest-bearing deposits | 17,026,000 | 16,563,000 | 15,987,000 | 16,660,000 |
| Noninterest-bearing deposits | 1,159,000 | 3,426,000 | 1,168,000 | 1,048,000 |
| Equity capital | 1,493,000 | 1,505,000 | 1,542,000 | 1,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 595,000 | 923,000 | 1,211,000 |
| Interest expense | 176,000 | 331,000 | 470,000 | 590,000 |
| Net interest income | 129,000 | 264,000 | 453,000 | 621,000 |
| Noninterest income | 22,000 | 40,000 | 20,000 | 26,000 |
| Noninterest expense | 112,000 | 253,000 | 387,000 | 525,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 51,000 | 86,000 | 122,000 |
| Income tax | 13,000 | 13,000 | 11,000 | 34,000 |
| Net income | 26,000 | 38,000 | 75,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,493,000 | 1,505,000 | 1,542,000 | 1,555,000 |
| Total capital | 1,645,000 | 1,668,000 | 1,693,000 | 1,704,000 |
| Risk-weighted assets | 12,496,000 | 12,942,000 | 11,963,000 | 11,831,000 |