Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,466,000 | 18,697,000 | 18,902,000 | 20,066,000 |
| Total loans | 12,470,000 | 12,700,000 | 12,733,000 | 12,690,000 |
| Allowance for loan losses | 228,000 | 228,000 | 228,000 | 228,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,357,000 | 4,157,000 | 4,456,000 | 5,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,911,000 | 17,118,000 | 17,268,000 | 18,074,000 |
| Interest-bearing deposits | 14,951,000 | 15,749,000 | 16,302,000 | 16,418,000 |
| Noninterest-bearing deposits | 960,000 | 1,369,000 | 966,000 | 1,656,000 |
| Equity capital | 1,439,000 | 1,454,000 | 1,487,000 | 1,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 627,000 | 956,000 | 1,300,000 |
| Interest expense | 172,000 | 360,000 | 554,000 | 755,000 |
| Net interest income | 133,000 | 267,000 | 402,000 | 545,000 |
| Noninterest income | 14,000 | 22,000 | 52,000 | 66,000 |
| Noninterest expense | 127,000 | 252,000 | 371,000 | 502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 37,000 | 83,000 | 109,000 |
| Income tax | 4,000 | 6,000 | 19,000 | 25,000 |
| Net income | 16,000 | 31,000 | 64,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,439,000 | 1,454,000 | 1,487,000 | 1,507,000 |
| Total capital | 1,593,000 | 1,613,000 | 1,647,000 | 1,670,000 |
| Risk-weighted assets | 12,217,000 | 12,642,000 | 12,714,000 | 12,964,000 |