Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,268,000 | 16,236,000 | 16,910,000 | 16,759,000 |
| Total loans | 11,591,000 | 12,209,000 | 12,307,000 | 12,762,000 |
| Allowance for loan losses | 223,000 | 223,000 | 223,000 | 223,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,398,000 | 3,397,000 | 3,397,000 | 3,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,785,000 | 14,414,000 | 15,326,000 | 15,013,000 |
| Interest-bearing deposits | 12,568,000 | 13,502,000 | 14,524,000 | 14,079,000 |
| Noninterest-bearing deposits | 2,217,000 | 912,000 | 802,000 | 934,000 |
| Equity capital | 1,411,000 | 1,432,000 | 1,468,000 | 1,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 535,000 | 829,000 | 1,134,000 |
| Interest expense | 110,000 | 242,000 | 393,000 | 556,000 |
| Net interest income | 145,000 | 293,000 | 436,000 | 578,000 |
| Noninterest income | 20,000 | 29,000 | 50,000 | 64,000 |
| Noninterest expense | 125,000 | 252,000 | 367,000 | 507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 70,000 | 119,000 | 135,000 |
| Income tax | 11,000 | 20,000 | 33,000 | 34,000 |
| Net income | 29,000 | 50,000 | 86,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,411,000 | 1,432,000 | 1,468,000 | 1,483,000 |
| Total capital | 1,553,000 | 1,579,000 | 1,616,000 | 1,637,000 |
| Risk-weighted assets | 11,262,000 | 11,672,000 | 11,804,000 | 12,231,000 |