Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,054,000 | 14,744,000 | 14,558,000 | 15,405,000 |
| Total loans | 9,454,000 | 9,736,000 | 10,205,000 | 10,658,000 |
| Allowance for loan losses | 203,000 | 212,000 | 221,000 | 140,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,100,000 | 4,500,000 | 3,906,000 | 4,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,877,000 | 12,735,000 | 12,833,000 | 13,225,000 |
| Interest-bearing deposits | 11,969,000 | 12,044,000 | 12,036,000 | 12,402,000 |
| Noninterest-bearing deposits | 908,000 | 691,000 | 797,000 | 823,000 |
| Equity capital | 1,105,000 | 1,121,000 | 1,150,000 | 1,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 450,000 | 700,000 | 936,000 |
| Interest expense | 113,000 | 216,000 | 319,000 | 415,000 |
| Net interest income | 109,000 | 234,000 | 381,000 | 521,000 |
| Noninterest income | 16,000 | 24,000 | 38,000 | 46,000 |
| Noninterest expense | 99,000 | 203,000 | 314,000 | 413,000 |
| Provision for loan losses | 8,000 | 17,000 | 26,000 | -65,000 |
| Pretax income | 18,000 | 38,000 | 79,000 | 219,000 |
| Income tax | 4,000 | 8,000 | 20,000 | 67,000 |
| Net income | 14,000 | 30,000 | 59,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,105,000 | 1,121,000 | 1,150,000 | 1,243,000 |
| Total capital | 1,215,000 | 1,237,000 | 1,270,000 | 1,368,000 |
| Risk-weighted assets | 8,703,000 | 9,219,000 | 9,538,000 | 10,006,000 |