Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,900,000 | 14,624,000 | 14,225,000 | 14,335,000 |
| Total loans | 10,825,000 | 10,981,000 | 10,642,000 | 10,941,000 |
| Allowance for loan losses | 266,000 | 204,000 | 213,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,101,000 | 3,101,000 | 2,701,000 | 2,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,720,000 | 13,009,000 | 12,898,000 | 13,128,000 |
| Interest-bearing deposits | 12,844,000 | 12,304,000 | 12,160,000 | 12,181,000 |
| Noninterest-bearing deposits | 876,000 | 705,000 | 738,000 | 947,000 |
| Equity capital | 1,056,000 | 1,065,000 | 1,084,000 | 1,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 590,000 | 861,000 | 1,127,000 |
| Interest expense | 194,000 | 369,000 | 522,000 | 663,000 |
| Net interest income | 99,000 | 221,000 | 339,000 | 464,000 |
| Noninterest income | 12,000 | 23,000 | 38,000 | 48,000 |
| Noninterest expense | 103,000 | 216,000 | 317,000 | 400,000 |
| Provision for loan losses | 8,000 | 17,000 | 26,000 | 35,000 |
| Pretax income | 0 | 11,000 | 34,000 | 77,000 |
| Income tax | 0 | 2,000 | 6,000 | 17,000 |
| Net income | 0 | 9,000 | 28,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,056,000 | 1,065,000 | 1,084,000 | 1,116,000 |
| Total capital | 1,171,000 | 1,184,000 | 1,200,000 | 1,234,000 |
| Risk-weighted assets | 9,066,000 | 9,487,000 | 9,154,000 | 9,284,000 |