Call reports 2022
BANK OF BUFFALO — 2022
What BANK OF BUFFALO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 80,898,000 | 82,644,000 | 88,526,000 | 90,141,000 |
| Total loans | 43,643,000 | 49,196,000 | 53,843,000 | 56,535,000 |
| Allowance for loan losses | 422,000 | 425,000 | 452,000 | 411,000 |
| Securities available for sale | 29,297,000 | 28,556,000 | 28,541,000 | 28,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,106,000 | 71,430,000 | 76,248,000 | 76,577,000 |
| Interest-bearing deposits | 52,583,000 | 54,332,000 | 59,182,000 | 60,707,000 |
| Noninterest-bearing deposits | 16,523,000 | 17,098,000 | 17,066,000 | 15,870,000 |
| Equity capital | 7,623,000 | 7,058,000 | 7,094,000 | 6,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,344,000 | 2,194,000 | 3,167,000 |
| Interest expense | 62,000 | 148,000 | 260,000 | 473,000 |
| Net interest income | 580,000 | 1,196,000 | 1,934,000 | 2,694,000 |
| Noninterest income | 28,000 | 64,000 | 93,000 | 118,000 |
| Noninterest expense | 337,000 | 688,000 | 1,109,000 | 1,599,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 271,000 | 574,000 | 882,000 | 1,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 574,000 | 882,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,508,000 | 8,810,000 | 9,120,000 | 8,591,000 |