Call reports 2021
BANK OF BUFFALO — 2021
What BANK OF BUFFALO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 73,486,000 | 74,411,000 | 74,048,000 | 74,748,000 |
| Total loans | 35,482,000 | 37,763,000 | 38,614,000 | 39,867,000 |
| Allowance for loan losses | 433,000 | 435,000 | 416,000 | 417,000 |
| Securities available for sale | 30,491,000 | 31,058,000 | 29,902,000 | 30,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,903,000 | 62,551,000 | 62,261,000 | 62,241,000 |
| Interest-bearing deposits | 46,569,000 | 46,899,000 | 47,749,000 | 47,902,000 |
| Noninterest-bearing deposits | 15,334,000 | 15,652,000 | 14,512,000 | 14,339,000 |
| Equity capital | 8,841,000 | 8,672,000 | 8,611,000 | 8,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,304,000 | 1,934,000 | 2,649,000 |
| Interest expense | 109,000 | 198,000 | 277,000 | 347,000 |
| Net interest income | 554,000 | 1,106,000 | 1,657,000 | 2,302,000 |
| Noninterest income | 43,000 | 122,000 | 151,000 | 180,000 |
| Noninterest expense | 344,000 | 656,000 | 1,014,000 | 1,428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 564,000 | 772,000 | 1,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 564,000 | 772,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,523,000 | 8,334,000 | 8,291,000 | 8,238,000 |
| Total capital | 8,956,000 | 8,769,000 | — | — |
| Risk-weighted assets | 44,194,000 | 43,715,000 | — | — |