Call reports 2019
BANK OF BUFFALO — 2019
What BANK OF BUFFALO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,781,000 | 74,482,000 | 73,457,000 | 72,885,000 |
| Total loans | 39,720,000 | 40,095,000 | 40,087,000 | 40,610,000 |
| Allowance for loan losses | 362,000 | 362,000 | 367,000 | 343,000 |
| Securities available for sale | 30,132,000 | 29,995,000 | 28,513,000 | 28,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,517,000 | 57,702,000 | 58,010,000 | 55,401,000 |
| Interest-bearing deposits | 49,160,000 | 57,693,000 | 49,715,000 | 46,744,000 |
| Noninterest-bearing deposits | 9,357,000 | 9,000 | 8,295,000 | 8,657,000 |
| Equity capital | 8,340,000 | 8,827,000 | 8,437,000 | 8,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,542,000 | 2,354,000 | 3,138,000 |
| Interest expense | 214,000 | 473,000 | 712,000 | 982,000 |
| Net interest income | 550,000 | 1,069,000 | 1,642,000 | 2,156,000 |
| Noninterest income | 43,000 | 92,000 | 125,000 | 186,000 |
| Noninterest expense | 346,000 | 628,000 | 931,000 | 1,244,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 516,000 | 826,000 | 1,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 516,000 | 826,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,383,000 | 8,660,000 | 8,270,000 | 8,519,000 |
| Total capital | 8,745,000 | 9,022,000 | 8,637,000 | 8,862,000 |
| Risk-weighted assets | 44,899,000 | 44,435,000 | 46,646,000 | 47,099,000 |