Call reports 2018
BANK OF BUFFALO — 2018
What BANK OF BUFFALO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,493,000 | 74,387,000 | 72,875,000 | 73,259,000 |
| Total loans | 40,766,000 | 40,774,000 | 40,567,000 | 39,666,000 |
| Allowance for loan losses | 387,000 | 404,000 | 422,000 | 435,000 |
| Securities available for sale | 28,681,000 | 28,630,000 | 28,229,000 | 29,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,233,000 | 61,955,000 | 58,376,000 | 58,380,000 |
| Interest-bearing deposits | 51,129,000 | 52,276,000 | 49,865,000 | 50,160,000 |
| Noninterest-bearing deposits | 10,104,000 | 9,679,000 | 8,511,000 | 8,220,000 |
| Equity capital | 8,091,000 | 8,122,000 | 7,999,000 | 7,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,531,000 | 2,292,000 | 3,102,000 |
| Interest expense | 141,000 | 326,000 | 523,000 | 734,000 |
| Net interest income | 607,000 | 1,205,000 | 1,769,000 | 2,368,000 |
| Noninterest income | 39,000 | 82,000 | 144,000 | 194,000 |
| Noninterest expense | 280,000 | 590,000 | 947,000 | 1,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 661,000 | 922,000 | 1,277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 661,000 | 922,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,446,000 | 8,478,000 | 8,390,000 | 8,144,000 |
| Total capital | 8,833,000 | 8,882,000 | 8,812,000 | 8,579,000 |
| Risk-weighted assets | 48,307,000 | 48,517,000 | 45,947,000 | 44,762,000 |