Call reports 2017
BANK OF BUFFALO — 2017
What BANK OF BUFFALO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,848,000 | 75,827,000 | 74,657,000 | 74,960,000 |
| Total loans | 41,750,000 | 41,136,000 | 40,891,000 | 41,231,000 |
| Allowance for loan losses | 380,000 | 366,000 | 360,000 | 387,000 |
| Securities available for sale | 29,390,000 | 29,794,000 | 28,488,000 | 28,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,540,000 | 59,135,000 | 59,604,000 | 59,303,000 |
| Interest-bearing deposits | 52,553,000 | 50,522,000 | 50,314,000 | 51,172,000 |
| Noninterest-bearing deposits | 8,987,000 | 8,613,000 | 9,290,000 | 8,131,000 |
| Equity capital | 8,174,000 | 8,326,000 | 8,079,000 | 7,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,580,000 | 2,370,000 | 3,140,000 |
| Interest expense | 118,000 | 246,000 | 380,000 | 523,000 |
| Net interest income | 667,000 | 1,334,000 | 1,990,000 | 2,617,000 |
| Noninterest income | 42,000 | 92,000 | 133,000 | 106,000 |
| Noninterest expense | 342,000 | 646,000 | 946,000 | 1,228,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 358,000 |
| Pretax income | 351,000 | 660,000 | 1,058,000 | 1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 660,000 | 1,058,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,315,000 | 8,300,000 | 8,069,000 | 8,111,000 |
| Total capital | 8,695,000 | 8,666,000 | 8,429,000 | 8,498,000 |
| Risk-weighted assets | 47,681,000 | 47,141,000 | 46,803,000 | 46,044,000 |