Call reports 2012
BANK OF BUFFALO — 2012
What BANK OF BUFFALO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,394,000 | 73,724,000 | 72,138,000 | 72,740,000 |
| Total loans | 37,163,000 | 36,913,000 | 36,828,000 | 36,555,000 |
| Allowance for loan losses | 638,000 | 638,000 | 629,000 | 553,000 |
| Securities available for sale | 31,046,000 | 32,443,000 | 31,492,000 | 32,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,108,000 | 58,458,000 | 59,331,000 | 58,680,000 |
| Interest-bearing deposits | 51,755,000 | 53,362,000 | 53,670,000 | 52,657,000 |
| Noninterest-bearing deposits | 5,353,000 | 5,096,000 | 5,661,000 | 6,023,000 |
| Equity capital | 7,974,000 | 7,929,000 | 7,946,000 | 7,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 1,912,000 | 2,788,000 | 3,677,000 |
| Interest expense | 201,000 | 393,000 | 570,000 | 744,000 |
| Net interest income | 766,000 | 1,519,000 | 2,218,000 | 2,933,000 |
| Noninterest income | 50,000 | 107,000 | 75,000 | 134,000 |
| Noninterest expense | 280,000 | 578,000 | 933,000 | 1,163,000 |
| Provision for loan losses | 70,000 | 70,000 | 70,000 | 70,000 |
| Pretax income | 466,000 | 973,000 | 1,348,000 | 1,892,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 973,000 | 1,348,000 | 1,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,584,000 | 7,492,000 | 7,547,000 | 7,591,000 |
| Total capital | 8,138,000 | 8,059,000 | 8,092,000 | 8,144,000 |
| Risk-weighted assets | 44,196,000 | 45,306,000 | 43,510,000 | 45,772,000 |