Call reports 2011
BANK OF BUFFALO — 2011
What BANK OF BUFFALO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 68,160,000 | 69,206,000 | 70,509,000 | 74,529,000 |
| Total loans | 38,074,000 | 37,775,000 | 38,795,000 | 38,452,000 |
| Allowance for loan losses | 629,000 | 629,000 | 648,000 | 625,000 |
| Securities available for sale | 26,941,000 | 28,398,000 | 27,221,000 | 31,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,436,000 | 50,486,000 | 50,534,000 | 55,178,000 |
| Interest-bearing deposits | 44,510,000 | 45,550,000 | 45,566,000 | 50,365,000 |
| Noninterest-bearing deposits | 5,926,000 | 4,936,000 | 4,968,000 | 4,813,000 |
| Equity capital | 6,117,000 | 6,389,000 | 6,783,000 | 7,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,942,000 | 2,940,000 | 3,893,000 |
| Interest expense | 222,000 | 435,000 | 647,000 | 853,000 |
| Net interest income | 747,000 | 1,507,000 | 2,293,000 | 3,040,000 |
| Noninterest income | 68,000 | 132,000 | 202,000 | 234,000 |
| Noninterest expense | 231,000 | 481,000 | 765,000 | 1,046,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 590,000 | 1,164,000 | 1,711,000 | 2,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,164,000 | 1,711,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,856,000 | 6,026,000 | 6,363,000 | 7,326,000 |
| Total capital | 6,437,000 | 6,597,000 | 6,937,000 | 7,891,000 |
| Risk-weighted assets | 46,403,000 | 45,610,000 | 45,815,000 | 45,164,000 |