Call reports 2002
BANK OF BUFFALO — 2002
What BANK OF BUFFALO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,502,000 | 46,975,000 | 47,444,000 | 45,887,000 |
| Total loans | 27,022,000 | 28,361,000 | 29,146,000 | 28,795,000 |
| Allowance for loan losses | 380,000 | 399,000 | 401,000 | 402,000 |
| Securities available for sale | 15,424,000 | 16,764,000 | 16,308,000 | 15,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,678,000 | 33,772,000 | 33,915,000 | 33,754,000 |
| Interest-bearing deposits | 28,809,000 | 30,141,000 | 30,249,000 | 30,060,000 |
| Noninterest-bearing deposits | 3,869,000 | 3,631,000 | 3,666,000 | 3,694,000 |
| Equity capital | 4,754,000 | 4,810,000 | 4,994,000 | 4,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,468,000 | 2,255,000 | 3,036,000 |
| Interest expense | 320,000 | 636,000 | 953,000 | 1,255,000 |
| Net interest income | 402,000 | 832,000 | 1,302,000 | 1,781,000 |
| Noninterest income | 53,000 | 114,000 | 177,000 | 236,000 |
| Noninterest expense | 160,000 | 320,000 | 496,000 | 669,000 |
| Provision for loan losses | 0 | 54,000 | 54,000 | 54,000 |
| Pretax income | 295,000 | 573,000 | 930,000 | 1,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 573,000 | 930,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,626,000 | 4,655,000 | 4,777,000 | 4,793,000 |
| Total capital | 4,920,000 | 4,999,000 | 5,124,000 | 5,137,000 |
| Risk-weighted assets | 23,458,000 | 27,462,000 | 27,712,000 | 27,484,000 |