Call reports 2001
BANK OF BUFFALO — 2001
What BANK OF BUFFALO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,498,000 | 37,493,000 | 42,244,000 | 43,047,000 |
| Total loans | 24,858,000 | 25,546,000 | 26,493,000 | 26,793,000 |
| Allowance for loan losses | 395,000 | 392,000 | 398,000 | 398,000 |
| Securities available for sale | 10,634,000 | 9,877,000 | 13,249,000 | 13,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,649,000 | 30,337,000 | 30,812,000 | 31,507,000 |
| Interest-bearing deposits | 27,027,000 | 27,303,000 | 27,409,000 | 27,992,000 |
| Noninterest-bearing deposits | 3,622,000 | 3,034,000 | 3,403,000 | 3,515,000 |
| Equity capital | 4,401,000 | 4,280,000 | 4,505,000 | 4,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,453,000 | 2,220,000 | 2,999,000 |
| Interest expense | 398,000 | 798,000 | 1,194,000 | 1,572,000 |
| Net interest income | 323,000 | 655,000 | 1,026,000 | 1,427,000 |
| Noninterest income | 52,000 | 115,000 | 176,000 | 225,000 |
| Noninterest expense | 147,000 | 308,000 | 454,000 | 631,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 23,000 |
| Pretax income | 228,000 | 453,000 | 728,000 | 985,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 453,000 | 728,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,274,000 | 4,193,000 | 4,337,000 | 4,429,000 |
| Total capital | 4,568,000 | 4,495,000 | 4,649,000 | 4,742,000 |
| Risk-weighted assets | 23,459,000 | 24,097,000 | 24,911,000 | 24,989,000 |