Call reports 2019
PARK BANK — 2019
What PARK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 954,123,000 | 947,534,000 | 1,011,838,000 | 1,128,681,000 |
| Total loans | 677,159,000 | 701,839,000 | 701,450,000 | 719,126,000 |
| Allowance for loan losses | 8,306,000 | 8,306,000 | 8,306,000 | 5,889,000 |
| Securities available for sale | 161,168,000 | 155,047,000 | 146,824,000 | 139,487,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 818,893,000 | 815,220,000 | 873,202,000 | 986,663,000 |
| Interest-bearing deposits | 535,737,000 | 522,337,000 | 552,089,000 | 621,344,000 |
| Noninterest-bearing deposits | 283,156,000 | 292,883,000 | 321,113,000 | 365,319,000 |
| Equity capital | 109,166,000 | 113,763,000 | 118,146,000 | 119,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,111,000 | 20,110,000 | 30,893,000 | 41,117,000 |
| Interest expense | 1,331,000 | 2,694,000 | 4,075,000 | 5,492,000 |
| Net interest income | 8,780,000 | 17,416,000 | 26,818,000 | 35,625,000 |
| Noninterest income | 886,000 | 1,829,000 | 2,961,000 | 4,160,000 |
| Noninterest expense | 4,984,000 | 10,171,000 | 14,477,000 | 19,752,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,682,000 | 9,074,000 | 15,302,000 | 20,033,000 |
| Income tax | 368,000 | 723,000 | 1,174,000 | 1,500,000 |
| Net income | 4,314,000 | 8,351,000 | 14,128,000 | 18,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,421,000 | 114,458,000 | 118,236,000 | 119,641,000 |
| Total capital | 120,727,000 | 122,764,000 | 126,542,000 | 125,530,000 |
| Risk-weighted assets | 797,562,000 | 821,465,000 | 826,175,000 | 842,078,000 |