Call reports 2016
PARK BANK — 2016
What PARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 895,073,000 | 865,192,000 | 908,368,000 | 943,971,000 |
| Total loans | 575,732,000 | 584,484,000 | 542,284,000 | 559,229,000 |
| Allowance for loan losses | 9,518,000 | 9,846,000 | 9,649,000 | 9,225,000 |
| Securities available for sale | 235,739,000 | 258,349,000 | 264,073,000 | 276,325,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 779,332,000 | 751,249,000 | 791,570,000 | 825,490,000 |
| Interest-bearing deposits | 519,878,000 | 476,606,000 | 492,313,000 | 514,849,000 |
| Noninterest-bearing deposits | 259,454,000 | 274,643,000 | 299,257,000 | 310,641,000 |
| Equity capital | 93,990,000 | 98,040,000 | 98,729,000 | 92,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,209,000 | 14,623,000 | 21,980,000 | 29,200,000 |
| Interest expense | 349,000 | 694,000 | 1,032,000 | 1,382,000 |
| Net interest income | 6,860,000 | 13,929,000 | 20,948,000 | 27,818,000 |
| Noninterest income | 1,150,000 | 2,520,000 | 3,800,000 | 4,322,000 |
| Noninterest expense | 5,107,000 | 10,223,000 | 15,476,000 | 21,028,000 |
| Provision for loan losses | 0 | 0 | 0 | -802,000 |
| Pretax income | 2,903,000 | 6,226,000 | 9,272,000 | 11,766,000 |
| Income tax | 79,000 | 164,000 | 249,000 | 346,000 |
| Net income | 2,824,000 | 6,062,000 | 9,023,000 | 11,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,736,000 | 94,524,000 | 96,035,000 | 96,982,000 |
| Total capital | 102,190,000 | 103,660,000 | 104,663,000 | 105,792,000 |
| Risk-weighted assets | 756,258,000 | 730,123,000 | 689,215,000 | 704,375,000 |