Call reports 2015
PARK BANK — 2015
What PARK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 829,046,000 | 872,022,000 | 894,832,000 | 898,865,000 |
| Total loans | 574,675,000 | 576,166,000 | 554,303,000 | 562,996,000 |
| Allowance for loan losses | 10,779,000 | 10,406,000 | 8,049,000 | 8,440,000 |
| Securities available for sale | 195,926,000 | 204,689,000 | 223,079,000 | 218,946,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,801,000 | 744,552,000 | 760,442,000 | 785,146,000 |
| Interest-bearing deposits | 478,147,000 | 524,009,000 | 522,036,000 | 519,199,000 |
| Noninterest-bearing deposits | 215,654,000 | 220,543,000 | 238,406,000 | 265,947,000 |
| Equity capital | 89,978,000 | 88,603,000 | 90,698,000 | 89,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,843,000 | 13,791,000 | 20,672,000 | 27,714,000 |
| Interest expense | 340,000 | 687,000 | 1,059,000 | 1,434,000 |
| Net interest income | 6,503,000 | 13,104,000 | 19,613,000 | 26,280,000 |
| Noninterest income | 1,285,000 | 2,500,000 | 3,779,000 | 4,926,000 |
| Noninterest expense | 5,144,000 | 10,510,000 | 16,247,000 | 21,926,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,644,000 | 5,094,000 | 7,145,000 | 9,280,000 |
| Income tax | 64,000 | 128,000 | 196,000 | 271,000 |
| Net income | 2,580,000 | 4,966,000 | 6,949,000 | 9,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,534,000 | 89,619,000 | 90,452,000 | 91,362,000 |
| Total capital | 98,746,000 | 98,940,000 | 98,501,000 | 99,802,000 |
| Risk-weighted assets | 735,409,000 | 744,635,000 | 728,755,000 | 720,873,000 |