Call reports 2014
PARK BANK — 2014
What PARK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 829,932,000 | 861,820,000 | 860,784,000 | 858,988,000 |
| Total loans | 580,867,000 | 586,782,000 | 575,911,000 | 574,897,000 |
| Allowance for loan losses | 11,622,000 | 11,924,000 | 12,860,000 | 10,500,000 |
| Securities available for sale | 146,502,000 | 145,927,000 | 162,717,000 | 171,126,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,637,000 | 731,953,000 | 729,720,000 | 728,558,000 |
| Interest-bearing deposits | 495,817,000 | 510,647,000 | 510,117,000 | 491,348,000 |
| Noninterest-bearing deposits | 205,820,000 | 221,306,000 | 219,603,000 | 237,210,000 |
| Equity capital | 83,670,000 | 85,061,000 | 85,409,000 | 85,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,128,000 | 14,292,000 | 21,421,000 | 28,519,000 |
| Interest expense | 403,000 | 779,000 | 1,164,000 | 1,534,000 |
| Net interest income | 6,725,000 | 13,513,000 | 20,257,000 | 26,985,000 |
| Noninterest income | 1,207,000 | 2,613,000 | 3,953,000 | 4,837,000 |
| Noninterest expense | 5,332,000 | 10,902,000 | 16,317,000 | 22,368,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 2,400,000 | 2,407,000 |
| Pretax income | 2,000,000 | 3,726,000 | 5,473,000 | 6,990,000 |
| Income tax | 52,000 | 105,000 | 159,000 | 217,000 |
| Net income | 1,948,000 | 3,621,000 | 5,314,000 | 6,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,560,000 | 86,423,000 | 87,304,000 | 86,953,000 |
| Total capital | 93,561,000 | 94,471,000 | 95,255,000 | 94,950,000 |
| Risk-weighted assets | 636,444,000 | 639,938,000 | 631,197,000 | 637,284,000 |