Call reports 2013
PARK BANK — 2013
What PARK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 775,560,000 | 781,280,000 | 812,179,000 | 855,915,000 |
| Total loans | 574,524,000 | 581,350,000 | 590,249,000 | 589,464,000 |
| Allowance for loan losses | 13,805,000 | 14,992,000 | 15,279,000 | 11,000,000 |
| Securities available for sale | 119,654,000 | 127,241,000 | 136,172,000 | 138,370,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,837,000 | 640,482,000 | 682,129,000 | 722,182,000 |
| Interest-bearing deposits | 478,470,000 | 464,492,000 | 478,660,000 | 515,046,000 |
| Noninterest-bearing deposits | 174,367,000 | 175,990,000 | 203,469,000 | 207,136,000 |
| Equity capital | 82,658,000 | 81,337,000 | 81,025,000 | 82,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,823,000 | 13,569,000 | 20,683,000 | 27,883,000 |
| Interest expense | 447,000 | 882,000 | 1,331,000 | 1,757,000 |
| Net interest income | 6,376,000 | 12,687,000 | 19,352,000 | 26,126,000 |
| Noninterest income | 1,729,000 | 3,258,000 | 4,646,000 | 5,614,000 |
| Noninterest expense | 5,546,000 | 11,305,000 | 17,139,000 | 22,373,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,050,000 | 4,640,000 |
| Pretax income | 1,065,000 | 1,676,000 | 2,845,000 | 4,651,000 |
| Income tax | 28,000 | 53,000 | 93,000 | 140,000 |
| Net income | 1,037,000 | 1,623,000 | 2,752,000 | 4,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,274,000 | 82,035,000 | 83,163,000 | 84,423,000 |
| Total capital | 90,264,000 | 90,138,000 | 91,397,000 | 92,576,000 |
| Risk-weighted assets | 633,408,000 | 641,344,000 | 651,706,000 | 649,413,000 |