Call reports 2012
PARK BANK — 2012
What PARK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 762,009,000 | 808,054,000 | 799,454,000 | 799,911,000 |
| Total loans | 592,041,000 | 589,497,000 | 599,130,000 | 596,922,000 |
| Allowance for loan losses | 13,278,000 | 14,743,000 | 14,487,000 | 14,075,000 |
| Securities available for sale | 110,774,000 | 126,079,000 | 126,472,000 | 125,338,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,438,000 | 692,063,000 | 677,046,000 | 673,706,000 |
| Interest-bearing deposits | 479,821,000 | 478,196,000 | 487,527,000 | 495,500,000 |
| Noninterest-bearing deposits | 164,617,000 | 213,867,000 | 189,519,000 | 178,206,000 |
| Equity capital | 81,947,000 | 81,131,000 | 82,530,000 | 82,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,635,000 | 15,225,000 | 22,808,000 | 30,008,000 |
| Interest expense | 681,000 | 1,296,000 | 1,867,000 | 2,381,000 |
| Net interest income | 6,954,000 | 13,929,000 | 20,941,000 | 27,627,000 |
| Noninterest income | 1,393,000 | 2,806,000 | 4,329,000 | 5,949,000 |
| Noninterest expense | 5,263,000 | 10,969,000 | 16,740,000 | 22,795,000 |
| Provision for loan losses | 1,400,000 | 2,900,000 | 4,400,000 | 5,902,000 |
| Pretax income | 1,684,000 | 2,866,000 | 4,130,000 | 4,879,000 |
| Income tax | 20,000 | 55,000 | 92,000 | 123,000 |
| Net income | 1,664,000 | 2,811,000 | 4,038,000 | 4,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,134,000 | 81,394,000 | 81,933,000 | 81,964,000 |
| Total capital | 90,422,000 | 89,633,000 | 90,258,000 | 90,214,000 |
| Risk-weighted assets | 658,032,000 | 652,620,000 | 661,438,000 | 654,189,000 |