Call reports 2010
PARK BANK — 2010
What PARK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 771,494,000 | 763,758,000 | 784,431,000 | 771,962,000 |
| Total loans | 647,395,000 | 650,389,000 | 642,168,000 | 624,687,000 |
| Allowance for loan losses | 15,074,000 | 15,100,000 | 17,900,000 | 13,500,000 |
| Securities available for sale | 66,356,000 | 76,114,000 | 85,263,000 | 85,328,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,185,000 | 648,200,000 | 663,842,000 | 659,217,000 |
| Interest-bearing deposits | 537,787,000 | 528,776,000 | 522,497,000 | 521,167,000 |
| Noninterest-bearing deposits | 128,398,000 | 119,424,000 | 141,345,000 | 138,050,000 |
| Equity capital | 78,101,000 | 78,506,000 | 79,913,000 | 77,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,201,000 | 18,198,000 | 26,959,000 | 35,499,000 |
| Interest expense | 1,559,000 | 3,009,000 | 4,413,000 | 5,710,000 |
| Net interest income | 7,642,000 | 15,189,000 | 22,546,000 | 29,789,000 |
| Noninterest income | 1,236,000 | 2,353,000 | 3,898,000 | 5,642,000 |
| Noninterest expense | 5,072,000 | 10,635,000 | 15,214,000 | 20,746,000 |
| Provision for loan losses | 2,500,000 | 4,427,000 | 8,685,000 | 14,154,000 |
| Pretax income | 1,306,000 | 2,510,000 | 3,007,000 | 993,000 |
| Income tax | 26,000 | 53,000 | 80,000 | 106,000 |
| Net income | 1,280,000 | 2,457,000 | 2,927,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,019,000 | 80,096,000 | 80,566,000 | 78,525,000 |
| Total capital | 90,335,000 | 89,235,000 | 89,501,000 | 87,428,000 |
| Risk-weighted assets | 740,077,000 | 725,735,000 | 706,370,000 | 713,183,000 |