Call reports 2009
PARK BANK — 2009
What PARK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 786,898,000 | 846,182,000 | 804,164,000 | 798,320,000 |
| Total loans | 666,538,000 | 666,262,000 | 674,028,000 | 655,870,000 |
| Allowance for loan losses | 8,973,000 | 10,008,000 | 9,703,000 | 12,500,000 |
| Securities available for sale | 70,618,000 | 69,024,000 | 73,401,000 | 72,605,000 |
| Securities held to maturity | 200,000 | 200,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,638,000 | 750,368,000 | 700,958,000 | 700,114,000 |
| Interest-bearing deposits | 580,802,000 | 630,094,000 | 564,492,000 | 579,305,000 |
| Noninterest-bearing deposits | 112,836,000 | 120,274,000 | 136,466,000 | 120,809,000 |
| Equity capital | 71,173,000 | 73,016,000 | 76,712,000 | 75,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,609,000 | 19,067,000 | 28,690,000 | 38,287,000 |
| Interest expense | 2,369,000 | 4,770,000 | 6,968,000 | 8,798,000 |
| Net interest income | 7,240,000 | 14,297,000 | 21,722,000 | 29,489,000 |
| Noninterest income | 1,539,000 | 3,159,000 | 4,409,000 | 5,602,000 |
| Noninterest expense | 6,318,000 | 11,649,000 | 17,160,000 | 21,595,000 |
| Provision for loan losses | 270,000 | 2,770,000 | 5,170,000 | 11,620,000 |
| Pretax income | 2,373,000 | 3,419,000 | 4,559,000 | 2,634,000 |
| Income tax | 31,000 | 60,000 | 83,000 | 109,000 |
| Net income | 2,342,000 | 3,359,000 | 4,476,000 | 2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,206,000 | 80,723,000 | 81,839,000 | 79,889,000 |
| Total capital | 90,179,000 | 90,249,000 | 91,316,000 | 89,163,000 |
| Risk-weighted assets | 757,389,000 | 761,608,000 | 757,921,000 | 739,244,000 |