Call reports 2008
PARK BANK — 2008
What PARK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 757,443,000 | 754,661,000 | 753,733,000 | 754,153,000 |
| Total loans | 622,915,000 | 632,813,000 | 639,882,000 | 655,170,000 |
| Allowance for loan losses | 8,990,000 | 8,266,000 | 8,259,000 | 8,700,000 |
| Securities available for sale | 115,850,000 | 99,855,000 | 92,964,000 | 84,492,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,385,000 | 623,977,000 | 637,803,000 | 650,083,000 |
| Interest-bearing deposits | 602,606,000 | 598,815,000 | 609,248,000 | 589,267,000 |
| Noninterest-bearing deposits | 31,779,000 | 25,162,000 | 28,555,000 | 60,816,000 |
| Equity capital | 79,978,000 | 79,924,000 | 79,859,000 | 71,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,137,000 | 23,237,000 | 34,125,000 | 44,461,000 |
| Interest expense | 4,809,000 | 7,850,000 | 10,854,000 | 13,715,000 |
| Net interest income | 7,328,000 | 15,387,000 | 23,271,000 | 30,746,000 |
| Noninterest income | 1,173,000 | 2,348,000 | 3,436,000 | 4,507,000 |
| Noninterest expense | 4,698,000 | 9,695,000 | 14,434,000 | 18,728,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 6,715,000 |
| Pretax income | 3,468,000 | 7,453,000 | 11,486,000 | 9,833,000 |
| Income tax | 25,000 | 61,000 | 94,000 | 128,000 |
| Net income | 3,443,000 | 7,392,000 | 11,392,000 | 9,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,851,000 | 82,550,000 | 84,300,000 | 80,363,000 |
| Total capital | 89,360,000 | 90,816,000 | 92,559,000 | 89,063,000 |
| Risk-weighted assets | 713,355,000 | 717,032,000 | 728,053,000 | 735,975,000 |