Call reports 2007
PARK BANK — 2007
What PARK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 784,618,000 | 768,460,000 | 768,012,000 | 821,406,000 |
| Total loans | 620,152,000 | 609,410,000 | 605,146,000 | 586,812,000 |
| Allowance for loan losses | 8,967,000 | 9,227,000 | 9,047,000 | 8,700,000 |
| Securities available for sale | 122,016,000 | 121,047,000 | 126,688,000 | 129,903,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,282,000 | 662,073,000 | 654,232,000 | 698,015,000 |
| Interest-bearing deposits | 639,649,000 | 636,520,000 | 626,215,000 | 665,440,000 |
| Noninterest-bearing deposits | 33,633,000 | 25,553,000 | 28,017,000 | 32,575,000 |
| Equity capital | 74,372,000 | 75,357,000 | 77,845,000 | 79,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 14,019,000 | 28,249,000 | 42,392,000 | 56,424,000 |
| Interest expense | 6,573,000 | 13,181,000 | 19,715,000 | 26,196,000 |
| Net interest income | 7,446,000 | 15,068,000 | 22,677,000 | 30,228,000 |
| Noninterest income | 1,151,000 | 2,344,000 | 3,413,000 | 4,396,000 |
| Noninterest expense | 4,492,000 | 9,068,000 | 13,515,000 | 18,348,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 590,000 |
| Pretax income | 3,816,000 | 7,782,000 | 11,757,000 | 15,619,000 |
| Income tax | 18,000 | 37,000 | 55,000 | 74,000 |
| Net income | 3,798,000 | 7,745,000 | 11,702,000 | 15,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,661,000 | 76,358,000 | 78,065,000 | 79,658,000 |
| Total capital | 83,341,000 | 84,953,000 | 86,297,000 | 88,358,000 |
| Risk-weighted assets | 694,096,000 | 686,936,000 | 714,656,000 | 699,064,000 |