Call reports 2006
PARK BANK — 2006
What PARK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 716,437,000 | 717,866,000 | 712,407,000 | 802,687,000 |
| Total loans | 570,008,000 | 587,077,000 | 602,945,000 | 600,643,000 |
| Allowance for loan losses | 9,050,000 | 9,315,000 | 9,388,000 | 8,700,000 |
| Securities available for sale | 101,913,000 | 99,724,000 | 94,364,000 | 133,144,000 |
| Securities held to maturity | 400,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,373,000 | 624,655,000 | 604,640,000 | 684,533,000 |
| Interest-bearing deposits | 579,072,000 | 594,916,000 | 579,776,000 | 652,927,000 |
| Noninterest-bearing deposits | 30,301,000 | 29,739,000 | 24,864,000 | 31,606,000 |
| Equity capital | 65,534,000 | 66,911,000 | 70,307,000 | 72,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,746,000 | 24,291,000 | 37,537,000 | 51,491,000 |
| Interest expense | 4,529,000 | 9,754,000 | 15,509,000 | 21,923,000 |
| Net interest income | 7,217,000 | 14,537,000 | 22,028,000 | 29,568,000 |
| Noninterest income | 986,000 | 1,997,000 | 3,038,000 | 4,170,000 |
| Noninterest expense | 4,156,000 | 8,459,000 | 12,674,000 | 16,749,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,760,000 |
| Pretax income | 3,651,000 | 7,390,000 | 11,399,000 | 15,052,000 |
| Income tax | 13,000 | 26,000 | 34,000 | 45,000 |
| Net income | 3,638,000 | 7,364,000 | 11,365,000 | 15,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,095,000 | 68,920,000 | 71,022,000 | 72,763,000 |
| Total capital | 75,044,000 | 77,000,000 | 79,115,000 | 81,273,000 |
| Risk-weighted assets | 634,806,000 | 645,181,000 | 659,380,000 | 680,594,000 |