Call reports 2005
PARK BANK — 2005
What PARK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 653,661,000 | 671,254,000 | 684,007,000 | 691,408,000 |
| Total loans | 530,494,000 | 543,373,000 | 553,117,000 | 560,824,000 |
| Allowance for loan losses | 8,382,000 | 8,471,000 | 8,732,000 | 8,700,000 |
| Securities available for sale | 84,652,000 | 88,211,000 | 97,612,000 | 101,499,000 |
| Securities held to maturity | 300,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,412,000 | 583,548,000 | 585,571,000 | 597,216,000 |
| Interest-bearing deposits | 539,617,000 | 552,548,000 | 559,445,000 | 568,626,000 |
| Noninterest-bearing deposits | 28,795,000 | 31,000,000 | 26,126,000 | 28,590,000 |
| Equity capital | 60,428,000 | 62,459,000 | 64,254,000 | 66,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,689,000 | 18,220,000 | 28,813,000 | 40,116,000 |
| Interest expense | 2,451,000 | 5,489,000 | 9,004,000 | 13,013,000 |
| Net interest income | 6,238,000 | 12,731,000 | 19,809,000 | 27,103,000 |
| Noninterest income | 994,000 | 2,083,000 | 3,216,000 | 4,321,000 |
| Noninterest expense | 3,977,000 | 8,126,000 | 12,181,000 | 16,553,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,075,000 |
| Pretax income | 2,994,000 | 6,141,000 | 9,956,000 | 13,660,000 |
| Income tax | 18,000 | 35,000 | 50,000 | 63,000 |
| Net income | 2,976,000 | 6,106,000 | 9,906,000 | 13,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,235,000 | 62,865,000 | 65,166,000 | 67,356,000 |
| Total capital | 68,537,000 | 70,353,000 | 72,809,000 | 75,130,000 |
| Risk-weighted assets | 583,107,000 | 598,090,000 | 610,300,000 | 620,994,000 |