Call reports 2004
PARK BANK — 2004
What PARK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 589,917,000 | 590,949,000 | 601,933,000 | 633,963,000 |
| Total loans | 481,460,000 | 491,163,000 | 502,845,000 | 522,223,000 |
| Allowance for loan losses | 7,663,000 | 7,891,000 | 8,117,000 | 8,100,000 |
| Securities available for sale | 72,954,000 | 70,268,000 | 73,523,000 | 78,539,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,343,000 | 515,114,000 | 522,999,000 | 546,511,000 |
| Interest-bearing deposits | 491,712,000 | 491,069,000 | 495,262,000 | 518,196,000 |
| Noninterest-bearing deposits | 24,631,000 | 24,045,000 | 27,737,000 | 28,315,000 |
| Equity capital | 57,176,000 | 57,177,000 | 59,103,000 | 60,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,716,000 | 13,536,000 | 20,894,000 | 29,048,000 |
| Interest expense | 1,380,000 | 2,799,000 | 4,312,000 | 6,246,000 |
| Net interest income | 5,336,000 | 10,737,000 | 16,582,000 | 22,802,000 |
| Noninterest income | 1,068,000 | 2,177,000 | 3,287,000 | 4,418,000 |
| Noninterest expense | 3,819,000 | 7,700,000 | 11,633,000 | 15,837,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 991,000 |
| Pretax income | 2,488,000 | 4,907,000 | 7,674,000 | 10,528,000 |
| Income tax | 22,000 | 41,000 | 60,000 | 81,000 |
| Net income | 2,466,000 | 4,866,000 | 7,614,000 | 10,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,378,000 | 57,528,000 | 59,026,000 | 60,609,000 |
| Total capital | 62,910,000 | 64,207,000 | 65,944,000 | 67,824,000 |
| Risk-weighted assets | 521,468,000 | 533,093,000 | 552,268,000 | 576,320,000 |