Call reports 2003
PARK BANK — 2003
What PARK BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 552,388,000 | 560,024,000 | 569,668,000 | 586,132,000 |
| Total loans | 443,449,000 | 449,944,000 | 456,335,000 | 458,755,000 |
| Allowance for loan losses | 7,546,000 | 7,375,000 | 7,165,000 | 7,400,000 |
| Securities available for sale | 67,181,000 | 80,491,000 | 78,993,000 | 90,090,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,773,000 | 490,704,000 | 497,613,000 | 510,814,000 |
| Interest-bearing deposits | 459,122,000 | 465,009,000 | 475,343,000 | 486,048,000 |
| Noninterest-bearing deposits | 21,651,000 | 25,695,000 | 22,270,000 | 24,766,000 |
| Equity capital | 53,501,000 | 54,612,000 | 55,395,000 | 55,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,665,000 | 13,269,000 | 19,786,000 | 26,430,000 |
| Interest expense | 1,758,000 | 3,469,000 | 4,945,000 | 6,333,000 |
| Net interest income | 4,907,000 | 9,800,000 | 14,841,000 | 20,097,000 |
| Noninterest income | 1,491,000 | 2,950,000 | 4,472,000 | 5,494,000 |
| Noninterest expense | 3,626,000 | 7,376,000 | 11,063,000 | 14,654,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 1,545,000 |
| Pretax income | 2,693,000 | 5,103,000 | 7,712,000 | 9,549,000 |
| Income tax | 27,000 | 57,000 | 78,000 | 105,000 |
| Net income | 2,666,000 | 5,046,000 | 7,634,000 | 9,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,134,000 | 53,264,000 | 54,602,000 | 55,162,000 |
| Total capital | 58,166,000 | 59,374,000 | 60,886,000 | 61,516,000 |
| Risk-weighted assets | 481,055,000 | 487,507,000 | 501,855,000 | 507,276,000 |