Call reports 2002
PARK BANK — 2002
What PARK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 523,676,000 | 503,290,000 | 538,014,000 | 544,997,000 |
| Total loans | 400,953,000 | 411,311,000 | 448,587,000 | 438,604,000 |
| Allowance for loan losses | 7,038,000 | 7,276,000 | 7,520,000 | 7,300,000 |
| Securities available for sale | 68,331,000 | 69,968,000 | 67,591,000 | 63,276,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,464,000 | 433,965,000 | 468,956,000 | 472,664,000 |
| Interest-bearing deposits | 427,942,000 | 414,747,000 | 445,646,000 | 454,052,000 |
| Noninterest-bearing deposits | 22,522,000 | 19,218,000 | 23,310,000 | 18,612,000 |
| Equity capital | 47,942,000 | 49,538,000 | 51,408,000 | 52,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,048,000 | 14,185,000 | 21,457,000 | 28,470,000 |
| Interest expense | 2,405,000 | 4,452,000 | 6,463,000 | 8,434,000 |
| Net interest income | 4,643,000 | 9,733,000 | 14,994,000 | 20,036,000 |
| Noninterest income | 1,072,000 | 1,957,000 | 3,016,000 | 4,481,000 |
| Noninterest expense | 3,319,000 | 6,732,000 | 10,348,000 | 14,019,000 |
| Provision for loan losses | 240,000 | 480,000 | 720,000 | 1,445,000 |
| Pretax income | 2,437,000 | 4,844,000 | 7,492,000 | 9,727,000 |
| Income tax | 33,000 | 64,000 | 99,000 | 132,000 |
| Net income | 2,404,000 | 4,780,000 | 7,393,000 | 9,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,393,000 | 48,103,000 | 49,616,000 | 50,718,000 |
| Total capital | 52,877,000 | 53,653,000 | 55,669,000 | 56,661,000 |
| Risk-weighted assets | 437,137,000 | 442,296,000 | 482,780,000 | 474,044,000 |