Call reports 2013
INDIANA COMMUNITY BANK — 2013
What INDIANA COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,922,000 | 96,960,000 | 95,048,000 | 86,391,000 |
| Total loans | 81,851,000 | 75,309,000 | 74,543,000 | 71,349,000 |
| Allowance for loan losses | 2,621,000 | 2,598,000 | 2,495,000 | 1,882,000 |
| Securities available for sale | 3,498,000 | 3,499,000 | 3,250,000 | 3,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,220,000 | 88,209,000 | 86,298,000 | 77,918,000 |
| Interest-bearing deposits | 77,439,000 | 73,400,000 | 68,311,000 | 62,319,000 |
| Noninterest-bearing deposits | 15,782,000 | 14,809,000 | 17,987,000 | 15,599,000 |
| Equity capital | 8,345,000 | 8,439,000 | 8,374,000 | 8,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,234,000 | 3,237,000 | 4,219,000 |
| Interest expense | 127,000 | 239,000 | 339,000 | 421,000 |
| Net interest income | 977,000 | 1,995,000 | 2,898,000 | 3,798,000 |
| Noninterest income | -64,000 | -12,000 | -47,000 | -58,000 |
| Noninterest expense | 928,000 | 1,903,000 | 2,835,000 | 3,874,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 2,000 |
| Pretax income | -15,000 | 79,000 | 14,000 | -136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | 79,000 | 14,000 | -136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,343,000 | 8,437,000 | 8,372,000 | 8,222,000 |
| Total capital | 9,301,000 | 9,341,000 | 9,269,000 | 9,085,000 |
| Risk-weighted assets | 75,012,000 | 70,597,000 | 70,197,000 | 68,014,000 |