Call reports 2012
INDIANA COMMUNITY BANK — 2012
What INDIANA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 110,905,000 | 106,958,000 | 103,403,000 | 101,412,000 |
| Total loans | 88,254,000 | 83,964,000 | 82,915,000 | 80,907,000 |
| Allowance for loan losses | 3,109,000 | 3,028,000 | 3,012,000 | 2,855,000 |
| Securities available for sale | 3,503,000 | 3,502,000 | 3,500,000 | 3,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,669,000 | 98,521,000 | 94,848,000 | 92,755,000 |
| Interest-bearing deposits | 89,760,000 | 85,407,000 | 81,621,000 | 78,315,000 |
| Noninterest-bearing deposits | 12,909,000 | 13,114,000 | 13,227,000 | 14,440,000 |
| Equity capital | 7,936,000 | 8,214,000 | 8,298,000 | 8,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,490,000 | 3,675,000 | 4,821,000 |
| Interest expense | 252,000 | 473,000 | 651,000 | 805,000 |
| Net interest income | 1,018,000 | 2,017,000 | 3,024,000 | 4,016,000 |
| Noninterest income | -54,000 | 272,000 | 351,000 | 409,000 |
| Noninterest expense | 984,000 | 2,003,000 | 3,005,000 | 4,039,000 |
| Provision for loan losses | 130,000 | 156,000 | 156,000 | 6,000 |
| Pretax income | -150,000 | 130,000 | 214,000 | 380,000 |
| Income tax | 0 | 0 | 0 | 121,000 |
| Net income | -150,000 | 130,000 | 214,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,933,000 | 8,212,000 | 8,297,000 | 8,342,000 |
| Total capital | 8,997,000 | 9,228,000 | 9,292,000 | 9,308,000 |
| Risk-weighted assets | 83,063,000 | 79,293,000 | 77,574,000 | 75,352,000 |