Call reports 2011
INDIANA COMMUNITY BANK — 2011
What INDIANA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,096,000 | 127,479,000 | 124,087,000 | 119,383,000 |
| Total loans | 108,063,000 | 101,684,000 | 96,116,000 | 92,257,000 |
| Allowance for loan losses | 3,758,000 | 3,881,000 | 3,389,000 | 3,346,000 |
| Securities available for sale | 3,540,000 | 3,537,000 | 3,526,000 | 3,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,760,000 | 113,095,000 | 109,814,000 | 110,962,000 |
| Interest-bearing deposits | 101,085,000 | 100,150,000 | 96,448,000 | 97,876,000 |
| Noninterest-bearing deposits | 13,675,000 | 12,945,000 | 13,366,000 | 13,087,000 |
| Equity capital | 8,411,000 | 8,527,000 | 8,397,000 | 8,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,583,000 | 3,121,000 | 4,563,000 | 5,919,000 |
| Interest expense | 365,000 | 702,000 | 1,014,000 | 1,308,000 |
| Net interest income | 1,218,000 | 2,419,000 | 3,549,000 | 4,611,000 |
| Noninterest income | 11,000 | 90,000 | 19,000 | 12,000 |
| Noninterest expense | 982,000 | 1,976,000 | 2,937,000 | 4,009,000 |
| Provision for loan losses | 516,000 | 691,000 | 920,000 | 1,209,000 |
| Pretax income | -269,000 | -158,000 | -289,000 | -595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -269,000 | -158,000 | -289,000 | -595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,410,000 | 8,520,000 | 8,390,000 | 8,082,000 |
| Total capital | 9,705,000 | 9,738,000 | 9,543,000 | 9,191,000 |
| Risk-weighted assets | 101,131,000 | 94,794,000 | 90,014,000 | 86,481,000 |