Call reports 2010
INDIANA COMMUNITY BANK — 2010
What INDIANA COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 172,596,000 | 168,026,000 | 152,087,000 | 128,735,000 |
| Total loans | 127,632,000 | 121,019,000 | 118,210,000 | 113,481,000 |
| Allowance for loan losses | 4,314,000 | 4,593,000 | 4,716,000 | 3,703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,148,000 | 150,567,000 | 134,865,000 | 114,184,000 |
| Interest-bearing deposits | 141,227,000 | 136,487,000 | 121,169,000 | 101,255,000 |
| Noninterest-bearing deposits | 11,921,000 | 14,080,000 | 13,697,000 | 12,929,000 |
| Equity capital | 13,318,000 | 11,288,000 | 11,227,000 | 8,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,685,000 | 5,537,000 | 7,212,000 |
| Interest expense | 622,000 | 1,197,000 | 1,727,000 | 2,145,000 |
| Net interest income | 1,257,000 | 2,488,000 | 3,810,000 | 5,067,000 |
| Noninterest income | 104,000 | 146,000 | 188,000 | 294,000 |
| Noninterest expense | 1,250,000 | 2,591,000 | 3,790,000 | 7,444,000 |
| Provision for loan losses | 710,000 | 1,915,000 | 2,139,000 | 2,394,000 |
| Pretax income | -599,000 | -1,872,000 | -1,931,000 | -4,477,000 |
| Income tax | -177,000 | 581,000 | 582,000 | 584,000 |
| Net income | -422,000 | -2,453,000 | -2,513,000 | -5,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,040,000 | 8,653,000 | 8,592,000 | 8,679,000 |
| Total capital | 11,575,000 | 10,106,000 | 9,989,000 | 10,033,000 |
| Risk-weighted assets | 120,037,000 | 113,119,000 | 108,451,000 | 105,995,000 |