Call reports 2009
INDIANA COMMUNITY BANK — 2009
What INDIANA COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,646,000 | 82,997,000 | 80,396,000 | 81,248,000 |
| Total loans | 73,509,000 | 70,043,000 | 63,842,000 | 61,711,000 |
| Allowance for loan losses | 1,460,000 | 1,679,000 | 1,706,000 | 1,766,000 |
| Securities available for sale | 275,000 | 193,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,438,000 | 69,000,000 | 66,756,000 | 66,944,000 |
| Interest-bearing deposits | 62,476,000 | 63,939,000 | 62,600,000 | 61,408,000 |
| Noninterest-bearing deposits | 5,962,000 | 5,061,000 | 4,156,000 | 5,537,000 |
| Equity capital | 7,770,000 | 7,536,000 | 7,243,000 | 7,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,075,000 | 3,052,000 | 4,036,000 |
| Interest expense | 384,000 | 701,000 | 1,020,000 | 1,324,000 |
| Net interest income | 654,000 | 1,374,000 | 2,032,000 | 2,712,000 |
| Noninterest income | 83,000 | 179,000 | 252,000 | 322,000 |
| Noninterest expense | 599,000 | 1,210,000 | 1,786,000 | 2,395,000 |
| Provision for loan losses | 87,000 | 587,000 | 631,000 | 701,000 |
| Pretax income | 51,000 | -244,000 | -133,000 | -62,000 |
| Income tax | 19,000 | -96,000 | 543,000 | -22,000 |
| Net income | 32,000 | -148,000 | -676,000 | -40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,544,000 | 6,364,000 | 5,836,000 | 6,441,000 |
| Total capital | 7,418,000 | 7,223,000 | 6,612,000 | 7,198,000 |
| Risk-weighted assets | 69,366,000 | 67,921,000 | 60,561,000 | 59,582,000 |