Call reports 2008
INDIANA COMMUNITY BANK — 2008
What INDIANA COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 78,137,000 | 80,013,000 | 79,558,000 | 87,424,000 |
| Total loans | 72,031,000 | 73,553,000 | 74,779,000 | 74,304,000 |
| Allowance for loan losses | 937,000 | 995,000 | 1,215,000 | 1,501,000 |
| Securities available for sale | 0 | 0 | 485,000 | 428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,627,000 | 65,274,000 | 64,722,000 | 73,085,000 |
| Interest-bearing deposits | 56,761,000 | 59,146,000 | 58,917,000 | 66,478,000 |
| Noninterest-bearing deposits | 6,866,000 | 6,128,000 | 5,805,000 | 6,607,000 |
| Equity capital | 7,845,000 | 8,003,000 | 7,951,000 | 7,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,466,000 | 3,657,000 | 4,777,000 |
| Interest expense | 581,000 | 1,103,000 | 1,599,000 | 2,078,000 |
| Net interest income | 708,000 | 1,363,000 | 2,058,000 | 2,699,000 |
| Noninterest income | 79,000 | 208,000 | 290,000 | 362,000 |
| Noninterest expense | 457,000 | 916,000 | 1,432,000 | 1,925,000 |
| Provision for loan losses | 154,000 | 213,000 | 482,000 | 821,000 |
| Pretax income | 176,000 | 442,000 | 434,000 | 315,000 |
| Income tax | 73,000 | 181,000 | 181,000 | 136,000 |
| Net income | 103,000 | 261,000 | 253,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,438,000 | 6,596,000 | 6,587,000 | 6,512,000 |
| Total capital | 7,327,000 | 7,505,000 | 7,513,000 | 7,428,000 |
| Risk-weighted assets | 71,069,000 | 72,613,000 | 73,820,000 | 72,717,000 |