Call reports 2006
INDIANA COMMUNITY BANK — 2006
What INDIANA COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 67,495,000 | 74,250,000 | 70,329,000 | 80,140,000 |
| Total loans | 54,296,000 | 57,247,000 | 59,497,000 | 64,088,000 |
| Allowance for loan losses | 693,000 | 729,000 | 731,000 | 862,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,603,000 | 66,199,000 | 62,201,000 | 71,640,000 |
| Interest-bearing deposits | 53,940,000 | 58,437,000 | 53,725,000 | 64,760,000 |
| Noninterest-bearing deposits | 5,663,000 | 7,762,000 | 8,476,000 | 6,880,000 |
| Equity capital | 6,695,000 | 6,902,000 | 6,946,000 | 7,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,320,000 | 3,623,000 | 4,933,000 |
| Interest expense | 498,000 | 1,025,000 | 1,628,000 | 2,257,000 |
| Net interest income | 640,000 | 1,295,000 | 1,995,000 | 2,676,000 |
| Noninterest income | 81,000 | 151,000 | 222,000 | 283,000 |
| Noninterest expense | 529,000 | 1,074,000 | 1,615,000 | 2,165,000 |
| Provision for loan losses | 49,000 | 31,000 | 60,000 | 192,000 |
| Pretax income | 143,000 | 341,000 | 542,000 | 602,000 |
| Income tax | 61,000 | 142,000 | 224,000 | 219,000 |
| Net income | 82,000 | 199,000 | 318,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,288,000 | 5,495,000 | 5,539,000 | 5,844,000 |
| Total capital | 5,981,000 | 6,224,000 | 6,270,000 | 6,674,000 |
| Risk-weighted assets | 58,331,000 | 62,191,000 | 61,933,000 | 66,333,000 |