Call reports 2002
INDIANA COMMUNITY BANK — 2002
What INDIANA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,564,000 | 33,458,000 | 36,907,000 | 38,115,000 |
| Total loans | 26,807,000 | 30,082,000 | 33,299,000 | 35,408,000 |
| Allowance for loan losses | 401,000 | 452,000 | 500,000 | 532,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,143,000 | 29,003,000 | 32,380,000 | 32,862,000 |
| Interest-bearing deposits | 35,847,000 | 27,688,000 | 31,505,000 | 31,657,000 |
| Noninterest-bearing deposits | 1,296,000 | 1,315,000 | 875,000 | 1,205,000 |
| Equity capital | 4,376,000 | 4,404,000 | 4,445,000 | 4,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 981,000 | 1,552,000 | 2,141,000 |
| Interest expense | 157,000 | 338,000 | 530,000 | 760,000 |
| Net interest income | 297,000 | 643,000 | 1,022,000 | 1,381,000 |
| Noninterest income | 39,000 | 65,000 | 110,000 | 164,000 |
| Noninterest expense | 270,000 | 548,000 | 859,000 | 1,164,000 |
| Provision for loan losses | 56,000 | 107,000 | 155,000 | 187,000 |
| Pretax income | 10,000 | 53,000 | 118,000 | 194,000 |
| Income tax | 4,000 | 19,000 | 43,000 | 69,000 |
| Net income | 6,000 | 34,000 | 75,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,063,000 | 4,106,000 | 4,171,000 | 4,247,000 |
| Total capital | 4,434,000 | 4,482,000 | 4,590,000 | 4,687,000 |
| Risk-weighted assets | 29,629,000 | 29,968,000 | 33,460,000 | 35,128,000 |