Call reports 2001
INDIANA COMMUNITY BANK — 2001
What INDIANA COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,917,000 | 19,292,000 | 20,069,000 | 28,681,000 |
| Total loans | 5,690,000 | 13,430,000 | 16,378,000 | 22,966,000 |
| Allowance for loan losses | 86,000 | 202,000 | 246,000 | 345,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,383,000 | 14,739,000 | 15,841,000 | 24,278,000 |
| Interest-bearing deposits | 4,141,000 | 13,867,000 | 15,234,000 | 23,447,000 |
| Noninterest-bearing deposits | 2,242,000 | 872,000 | 607,000 | 831,000 |
| Equity capital | 4,506,000 | 4,530,000 | 4,190,000 | 4,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 158,000 | 383,000 | 707,000 | 1,090,000 |
| Interest expense | 61,000 | 163,000 | 318,000 | 487,000 |
| Net interest income | 97,000 | 220,000 | 389,000 | 603,000 |
| Noninterest income | 23,000 | 53,000 | 81,000 | 126,000 |
| Noninterest expense | 237,000 | 488,000 | 743,000 | 1,039,000 |
| Provision for loan losses | 50,000 | 166,000 | 210,000 | 309,000 |
| Pretax income | -167,000 | -381,000 | -483,000 | -619,000 |
| Income tax | 0 | -238,000 | 0 | -206,000 |
| Net income | -167,000 | -143,000 | -483,000 | -413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,506,000 | 4,530,000 | 4,190,000 | 4,053,000 |
| Total capital | 4,592,000 | 4,732,000 | 4,409,000 | 4,360,000 |
| Risk-weighted assets | 7,599,000 | 16,320,000 | 17,462,000 | 24,530,000 |