Call reports 2020
TITONKA SAVINGS BANK — 2020
What TITONKA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 188,659,000 | 184,975,000 | 196,702,000 | 189,393,000 |
| Total loans | 94,235,000 | 95,550,000 | 90,125,000 | 96,753,000 |
| Allowance for loan losses | 1,710,000 | 1,756,000 | 1,798,000 | 2,000 |
| Securities available for sale | 71,077,000 | 67,355,000 | 70,674,000 | 33,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,178,000 | 152,538,000 | 162,728,000 | 165,418,000 |
| Interest-bearing deposits | 129,981,000 | 125,795,000 | 135,097,000 | 133,396,000 |
| Noninterest-bearing deposits | 26,197,000 | 26,743,000 | 27,631,000 | 32,022,000 |
| Equity capital | 21,891,000 | 22,265,000 | 22,202,000 | 18,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,057,000 | 4,631,000 | 321,000 |
| Interest expense | 319,000 | 601,000 | 859,000 | 63,000 |
| Net interest income | 1,248,000 | 2,456,000 | 3,772,000 | 258,000 |
| Noninterest income | 211,000 | 397,000 | 615,000 | 67,000 |
| Noninterest expense | 1,143,000 | 2,304,000 | 3,435,000 | 412,000 |
| Provision for loan losses | 45,000 | 340,000 | 385,000 | 0 |
| Pretax income | 271,000 | 914,000 | 1,272,000 | -94,000 |
| Income tax | 51,000 | 202,000 | 276,000 | 0 |
| Net income | 220,000 | 712,000 | 996,000 | -94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,565,000 | 21,058,000 | 20,991,000 | 15,897,000 |
| Total capital | 21,896,000 | 22,405,000 | 22,310,000 | 15,899,000 |
| Risk-weighted assets | 106,134,000 | 107,321,000 | 105,065,000 | 107,285,000 |