Call reports 2009
TITONKA SAVINGS BANK — 2009
What TITONKA SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,564,000 | 127,728,000 | 135,254,000 | 135,723,000 |
| Total loans | 59,121,000 | 58,960,000 | 60,196,000 | 61,468,000 |
| Allowance for loan losses | 1,070,000 | 1,292,000 | 1,570,000 | 1,155,000 |
| Securities available for sale | 55,819,000 | 58,227,000 | 62,875,000 | 62,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,057,000 | 115,740,000 | 122,446,000 | 121,288,000 |
| Interest-bearing deposits | 104,324,000 | 103,710,000 | 109,195,000 | 106,900,000 |
| Noninterest-bearing deposits | 12,733,000 | 12,030,000 | 13,251,000 | 14,388,000 |
| Equity capital | 11,963,000 | 11,493,000 | 12,142,000 | 12,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,176,000 | 4,792,000 | 6,420,000 |
| Interest expense | 513,000 | 1,003,000 | 1,459,000 | 1,897,000 |
| Net interest income | 1,104,000 | 2,173,000 | 3,333,000 | 4,523,000 |
| Noninterest income | 199,000 | 344,000 | 499,000 | 638,000 |
| Noninterest expense | 932,000 | 1,926,000 | 2,869,000 | 3,895,000 |
| Provision for loan losses | 30,000 | 305,000 | 835,000 | 1,350,000 |
| Pretax income | 341,000 | 286,000 | 128,000 | -84,000 |
| Income tax | 80,000 | 150,000 | 130,000 | -215,000 |
| Net income | 261,000 | 136,000 | -2,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,026,000 | 10,798,000 | 10,682,000 | 11,837,000 |
| Total capital | 11,917,000 | 11,690,000 | 11,596,000 | 12,805,000 |
| Risk-weighted assets | 71,086,000 | 70,962,000 | 72,806,000 | 77,286,000 |