Call reports 2008
TITONKA SAVINGS BANK — 2008
What TITONKA SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 123,240,000 | 118,735,000 | 126,293,000 | 132,364,000 |
| Total loans | 57,996,000 | 58,029,000 | 58,883,000 | 61,755,000 |
| Allowance for loan losses | 646,000 | 524,000 | 542,000 | 1,039,000 |
| Securities available for sale | 51,710,000 | 47,978,000 | 55,319,000 | 60,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,654,000 | 107,224,000 | 114,485,000 | 115,040,000 |
| Interest-bearing deposits | 98,492,000 | 95,016,000 | 102,333,000 | 100,607,000 |
| Noninterest-bearing deposits | 12,162,000 | 12,208,000 | 12,152,000 | 14,433,000 |
| Equity capital | 11,649,000 | 10,979,000 | 11,227,000 | 11,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,420,000 | 5,168,000 | 6,903,000 |
| Interest expense | 759,000 | 1,399,000 | 2,019,000 | 2,594,000 |
| Net interest income | 971,000 | 2,021,000 | 3,149,000 | 4,309,000 |
| Noninterest income | 192,000 | 371,000 | 520,000 | 672,000 |
| Noninterest expense | 881,000 | 1,782,000 | 2,702,000 | 3,622,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 565,000 |
| Pretax income | 259,000 | 565,000 | 899,000 | 794,000 |
| Income tax | 83,000 | 128,000 | 232,000 | 198,000 |
| Net income | 176,000 | 437,000 | 667,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,355,000 | 10,613,000 | 10,865,000 | 10,742,000 |
| Total capital | 11,001,000 | 11,137,000 | 11,407,000 | 11,668,000 |
| Risk-weighted assets | 69,371,000 | 68,884,000 | 70,564,000 | 74,007,000 |