Call reports 2007
TITONKA SAVINGS BANK — 2007
What TITONKA SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 118,153,000 | 111,996,000 | 114,993,000 | 120,317,000 |
| Total loans | 50,751,000 | 52,688,000 | 55,183,000 | 59,247,000 |
| Allowance for loan losses | 627,000 | 645,000 | 634,000 | 646,000 |
| Securities available for sale | 53,162,000 | 48,014,000 | 48,571,000 | 45,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,896,000 | 100,947,000 | 102,865,000 | 108,346,000 |
| Interest-bearing deposits | 96,049,000 | 91,510,000 | 92,877,000 | 96,260,000 |
| Noninterest-bearing deposits | 10,847,000 | 9,437,000 | 9,988,000 | 12,086,000 |
| Equity capital | 10,621,000 | 10,351,000 | 10,832,000 | 11,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,385,000 | 5,073,000 | 6,850,000 |
| Interest expense | 813,000 | 1,626,000 | 2,442,000 | 3,291,000 |
| Net interest income | 875,000 | 1,759,000 | 2,631,000 | 3,559,000 |
| Noninterest income | 178,000 | 357,000 | 510,000 | 765,000 |
| Noninterest expense | 819,000 | 1,674,000 | 2,504,000 | 3,403,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 124,000 | 366,000 | 546,000 | 763,000 |
| Income tax | 6,000 | 84,000 | 130,000 | 189,000 |
| Net income | 118,000 | 282,000 | 416,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,834,000 | 10,020,000 | 10,126,000 | 10,156,000 |
| Total capital | 10,461,000 | 10,665,000 | 10,760,000 | 10,802,000 |
| Risk-weighted assets | 61,073,000 | 61,922,000 | 65,103,000 | 71,028,000 |