Call reports 2003
TITONKA SAVINGS BANK — 2003
What TITONKA SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 103,262,000 | 104,619,000 | 103,285,000 | 102,140,000 |
| Total loans | 38,953,000 | 40,184,000 | 41,135,000 | 39,849,000 |
| Allowance for loan losses | 360,000 | 374,000 | 390,000 | 403,000 |
| Securities available for sale | 42,550,000 | 42,390,000 | 38,617,000 | 39,399,000 |
| Securities held to maturity | 13,797,000 | 14,721,000 | 15,384,000 | 16,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,296,000 | 91,368,000 | 91,587,000 | 91,125,000 |
| Interest-bearing deposits | 84,312,000 | 82,019,000 | 83,612,000 | 82,582,000 |
| Noninterest-bearing deposits | 7,984,000 | 9,349,000 | 7,975,000 | 8,543,000 |
| Equity capital | 10,192,000 | 10,234,000 | 10,023,000 | 10,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,516,000 | 3,705,000 | 4,900,000 |
| Interest expense | 497,000 | 977,000 | 1,430,000 | 1,869,000 |
| Net interest income | 756,000 | 1,539,000 | 2,275,000 | 3,031,000 |
| Noninterest income | 155,000 | 274,000 | 394,000 | 506,000 |
| Noninterest expense | 657,000 | 1,331,000 | 2,018,000 | 2,694,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 239,000 | 456,000 | 619,000 | 799,000 |
| Income tax | 57,000 | 67,000 | 97,000 | 72,000 |
| Net income | 182,000 | 389,000 | 522,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,519,000 | 8,624,000 | 8,654,000 | 8,756,000 |
| Total capital | 8,879,000 | 8,998,000 | 9,044,000 | 9,159,000 |
| Risk-weighted assets | 41,163,000 | 42,590,000 | 44,059,000 | 43,185,000 |