Call reports 2024
UNION BANK AND TRUST COMPANY — 2024
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 192,585,000 | 183,742,000 | 198,214,000 | 187,868,000 |
| Total loans | 92,534,000 | 92,206,000 | 92,518,000 | 98,618,000 |
| Allowance for loan losses | 1,802,000 | 1,847,000 | 1,892,000 | 1,937,000 |
| Securities available for sale | 50,871,000 | 49,306,000 | 50,078,000 | 51,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,241,000 | 165,041,000 | 178,217,000 | 168,086,000 |
| Interest-bearing deposits | 25,974,000 | 22,511,000 | 21,738,000 | 22,377,000 |
| Noninterest-bearing deposits | 148,267,000 | 142,530,000 | 156,479,000 | 145,709,000 |
| Equity capital | 16,633,000 | 16,866,000 | 18,031,000 | 17,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,790,000 | 3,620,000 | 5,252,000 | 7,263,000 |
| Interest expense | 70,000 | 151,000 | 284,000 | 341,000 |
| Net interest income | 1,720,000 | 3,469,000 | 4,968,000 | 6,922,000 |
| Noninterest income | 1,118,000 | 2,107,000 | 3,147,000 | 4,153,000 |
| Noninterest expense | 1,774,000 | 4,019,000 | 6,094,000 | 8,430,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,019,000 | 1,467,000 | 1,886,000 | 2,465,000 |
| Income tax | 251,000 | 390,000 | 519,000 | 699,000 |
| Net income | 768,000 | 1,077,000 | 1,367,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,752,000 | 18,938,000 | 19,102,000 | 19,378,000 |
| Total capital | 20,067,000 | 20,223,000 | 20,430,000 | 20,798,000 |
| Risk-weighted assets | 104,775,000 | 102,273,000 | 105,752,000 | 113,149,000 |