Call reports 2022
UNION BANK AND TRUST COMPANY — 2022
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 203,698,000 | 214,203,000 | 207,073,000 | 216,216,000 |
| Total loans | 90,478,000 | 89,311,000 | 91,447,000 | 92,329,000 |
| Allowance for loan losses | 832,000 | 847,000 | 862,000 | 977,000 |
| Securities available for sale | 49,809,000 | 49,986,000 | 50,459,000 | 53,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,923,000 | 200,613,000 | 194,019,000 | 201,863,000 |
| Interest-bearing deposits | 34,997,000 | 33,727,000 | 32,245,000 | 30,759,000 |
| Noninterest-bearing deposits | 154,926,000 | 166,886,000 | 161,774,000 | 171,104,000 |
| Equity capital | 13,331,000 | 12,958,000 | 12,213,000 | 13,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,454,000 | 4,067,000 | 6,106,000 |
| Interest expense | 5,000 | 7,000 | 10,000 | 22,000 |
| Net interest income | 1,145,000 | 2,447,000 | 4,057,000 | 6,084,000 |
| Noninterest income | 813,000 | 1,694,000 | 2,586,000 | 3,449,000 |
| Noninterest expense | 1,674,000 | 3,390,000 | 5,266,000 | 6,917,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 160,000 |
| Pretax income | 269,000 | 721,000 | 1,332,000 | 2,456,000 |
| Income tax | 83,000 | 224,000 | 413,000 | 740,000 |
| Net income | 186,000 | 497,000 | 919,000 | 1,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,055,000 | 15,349,000 | 15,766,000 | 16,554,000 |
| Total capital | 15,887,000 | 16,196,000 | 16,628,000 | 17,531,000 |
| Risk-weighted assets | 94,727,000 | 97,967,000 | 100,650,000 | 102,851,000 |