Call reports 2021
UNION BANK AND TRUST COMPANY — 2021
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 202,270,000 | 201,061,000 | 212,953,000 | 196,974,000 |
| Total loans | 67,536,000 | 78,637,000 | 78,233,000 | 85,583,000 |
| Allowance for loan losses | 726,000 | 787,000 | 802,000 | 817,000 |
| Securities available for sale | 35,077,000 | 41,657,000 | 48,729,000 | 49,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,115,000 | 185,499,000 | 197,133,000 | 181,276,000 |
| Interest-bearing deposits | 31,054,000 | 39,262,000 | 41,446,000 | 35,231,000 |
| Noninterest-bearing deposits | 156,061,000 | 146,237,000 | 155,687,000 | 146,045,000 |
| Equity capital | 14,895,000 | 15,062,000 | 15,130,000 | 15,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,349,000 | 3,442,000 | 4,540,000 |
| Interest expense | 7,000 | 12,000 | 18,000 | 22,000 |
| Net interest income | 1,164,000 | 2,337,000 | 3,424,000 | 4,518,000 |
| Noninterest income | 779,000 | 1,582,000 | 2,367,000 | 3,175,000 |
| Noninterest expense | 1,672,000 | 3,246,000 | 4,892,000 | 6,512,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 256,000 | 643,000 | 854,000 | 1,121,000 |
| Income tax | 79,000 | 199,000 | 265,000 | 348,000 |
| Net income | 177,000 | 444,000 | 589,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,522,000 | 14,774,000 | 14,919,000 | 15,103,000 |
| Total capital | 15,248,000 | 15,561,000 | 15,721,000 | 15,920,000 |
| Risk-weighted assets | 78,189,000 | 85,724,000 | 92,731,000 | 88,913,000 |