Call reports 2018
UNION BANK AND TRUST COMPANY — 2018
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 156,276,000 | 156,154,000 | 171,290,000 | 150,461,000 |
| Total loans | 46,240,000 | 45,067,000 | 45,689,000 | 44,177,000 |
| Allowance for loan losses | 645,000 | 645,000 | 645,000 | 720,000 |
| Securities available for sale | 34,720,000 | 35,333,000 | 37,810,000 | 41,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,117,000 | 143,589,000 | 158,328,000 | 137,451,000 |
| Interest-bearing deposits | 32,792,000 | 32,051,000 | 27,664,000 | 26,580,000 |
| Noninterest-bearing deposits | 111,325,000 | 111,538,000 | 130,664,000 | 110,871,000 |
| Equity capital | 11,633,000 | 11,830,000 | 12,116,000 | 12,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,062,000 | 3,240,000 | 4,366,000 |
| Interest expense | 22,000 | 45,000 | 66,000 | 82,000 |
| Net interest income | 987,000 | 2,017,000 | 3,174,000 | 4,284,000 |
| Noninterest income | 845,000 | 1,610,000 | 2,353,000 | 3,145,000 |
| Noninterest expense | 1,331,000 | 2,669,000 | 4,030,000 | 5,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 501,000 | 958,000 | 1,497,000 | 1,726,000 |
| Income tax | 155,000 | 264,000 | 414,000 | 469,000 |
| Net income | 346,000 | 694,000 | 1,083,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,039,000 | 12,370,000 | 12,755,000 | 12,929,000 |
| Total capital | 12,684,000 | 13,015,000 | 13,400,000 | 13,585,000 |
| Risk-weighted assets | 56,360,000 | 55,791,000 | 58,735,000 | 52,454,000 |