Call reports 2017
UNION BANK AND TRUST COMPANY — 2017
What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 130,559,000 | 137,794,000 | 151,823,000 | 154,527,000 |
| Total loans | 46,344,000 | 47,476,000 | 47,159,000 | 46,877,000 |
| Allowance for loan losses | 645,000 | 645,000 | 645,000 | 645,000 |
| Securities available for sale | 32,188,000 | 31,985,000 | 30,617,000 | 31,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,840,000 | 125,628,000 | 139,390,000 | 142,291,000 |
| Interest-bearing deposits | 32,516,000 | 30,484,000 | 31,716,000 | 32,272,000 |
| Noninterest-bearing deposits | 86,324,000 | 95,144,000 | 107,674,000 | 110,019,000 |
| Equity capital | 11,211,000 | 11,550,000 | 11,789,000 | 11,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,704,000 | 2,645,000 | 3,624,000 |
| Interest expense | 19,000 | 49,000 | 72,000 | 96,000 |
| Net interest income | 814,000 | 1,655,000 | 2,573,000 | 3,528,000 |
| Noninterest income | 778,000 | 1,563,000 | 2,335,000 | 3,276,000 |
| Noninterest expense | 1,210,000 | 2,407,000 | 3,677,000 | 5,443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 382,000 | 812,000 | 1,232,000 | 1,362,000 |
| Income tax | 157,000 | 333,000 | 505,000 | 559,000 |
| Net income | 225,000 | 479,000 | 727,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,302,000 | 11,555,000 | 11,803,000 | 11,873,000 |
| Total capital | 11,947,000 | 12,200,000 | 12,448,000 | 12,518,000 |
| Risk-weighted assets | 56,236,000 | 57,259,000 | 57,907,000 | 58,776,000 |