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Call reports 2014

UNION BANK AND TRUST COMPANY — 2014

What UNION BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ff999826-7e56-4bb0-a399-4adc397926de/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets92,536,00094,472,000105,925,000113,802,000
Total loans32,010,00034,211,00036,628,00036,000,000
Allowance for loan losses512,000520,000445,000445,000
Securities available for sale24,938,00024,374,00023,679,00023,279,000
Securities held to maturity0000
Trading assets0000
Total deposits82,215,00083,988,00092,654,000100,565,000
Interest-bearing deposits26,636,00025,667,00026,029,00026,557,000
Noninterest-bearing deposits55,579,00058,321,00066,625,00074,008,000
Equity capital10,102,00010,231,00010,300,00010,388,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income564,0001,154,0001,773,0002,400,000
Interest expense24,00049,00074,00095,000
Net interest income540,0001,105,0001,699,0002,305,000
Noninterest income653,0001,291,0001,922,0002,546,000
Noninterest expense1,015,0002,052,0003,174,0004,240,000
Provision for loan losses7,00015,000-60,000-60,000
Pretax income171,000329,000507,000671,000
Income tax70,000135,000208,000275,000
Net income101,000194,000299,000396,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital10,085,00010,178,00010,283,00010,371,000
Total capital10,598,00010,698,00010,728,00010,816,000
Risk-weighted assets41,041,00043,486,00047,070,00048,721,000

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